Mozaic Pro · Annual
All features, billed once a year. Cancel and refund pro-rata within the first 30 days.
$99
CAD
per year
That's $8.25 CAD/month — 36% off the monthly price.
One plan. Every feature. Pay yearly and save 36%. Fourteen days free to try it, no credit card needed.
All features, billed once a year. Cancel and refund pro-rata within the first 30 days.
That's $8.25 CAD/month — 36% off the monthly price.
Same features. Pay month-to-month if you'd rather try before committing for a year.
Switch to annual anytime and you'll save 36%.
Mozaic costs us real money to run — bank connections, infrastructure, security audits. $99/year covers that calmly, with margin for the next feature.
A free tier means someone else pays our bills. Usually by selling your transaction data or pushing financial products. We'd rather charge a fair price and stay on your side.
Plaid and SnapTrade charge us per connected account. Cloud infrastructure scales with your data. $99/year is what it actually costs to run Mozaic for one household, plus enough margin to keep shipping.
No "starter" plan that's missing the feature you need. No upgrade prompts when you connect your fifth account. Every Mozaic customer gets every feature — including the ones we haven't built yet.
Most personal-finance dashboards are built for the US, then translated. Mozaic is Canadian first — and priced like it.
Prices verified May 2026 — competitors update frequently
| Mozaic | Wealthica | Monarch | Copilot | |
|---|---|---|---|---|
| Canada-native? | Yes — Canadian-built, CAD-priced | Yes — Montreal-based, CAD-priced | US-built; Canada landing page only | US-only; iOS, Mac, and web |
| TFSA, RRSP, FHSA, RESP as first-class accounts? | Yes | Yes | No — supported via Plaid but not first-class | No |
| Connects Canadian brokerages? | Wealthsimple, Questrade, Qtrade, bank-direct + 600 more via SnapTrade | Wealthsimple, Questrade, Qtrade + Canadian banks (native connectors) | US brokerage focus; limited Canadian brokerage support | No |
| Multi-currency net worth? | Yes — live FX, CAD + USD + more | Yes — multi-currency portfolio with historical FX | Limited — manual entry | USD-only |
| Monthly price | $12.99 CAD | $19.99 CAD (Premium tier) | $14.99 USD (~$21 CAD) | $13.00 USD (~$18 CAD) |
| Annual price | $99 CAD | $150 CAD (Premium tier) | $99.99 USD (~$137 CAD) | $95.00 USD (~$130 CAD) |
Competitor prices and features verified May 2026 and reviewed quarterly — competitors change pricing and Canadian coverage frequently, so check their sites for the latest. USD ↔ CAD conversions are approximate (~1.37 CAD/USD) and don't include the foreign-transaction fee most Canadian credit cards charge on USD billings. Wealthica Premium tier shown; Monarch also offers a higher "Plus" tier above the "Core" plan compared here. Brokerage and account-type comparisons reflect publicly listed first-class support and may exclude third-party integrations.
A free tier means another company has to pay our costs — usually by selling your data or pushing financial products you didn't ask for. We'd rather charge a fair price and stay on your side. The 14-day free trial lets you try every feature without a credit card.
Yes — in one click. There are no contracts, no "are you sure?" mazes, and no retention dark patterns. If you cancel a monthly plan you keep access until the end of the billing period. Annual plans are refundable pro-rata within the first 30 days.
Not at launch. Mozaic is built for personal net worth — TFSA, RRSP, FHSA, RESP, joint accounts, brokerage, mortgages, and the rest of your household balance sheet. Sole-proprietor business banking can be added as a manual account, but accounting and incorporated-entity workflows aren't supported.
Because we built Mozaic for Canadians first — and pricing in CAD means no FX surprise on your card statement, no "$13 USD became $17.84 plus a foreign transaction fee." If we ever serve US or EU customers in their own currencies, we'll publish local pricing — not convert at checkout.
Read-only bank connections via 256-bit TLS and bank-grade OAuth (Plaid for banking, SnapTrade for brokerages). We never store your credentials. You can revoke any connection in one tap, and deleting your account wipes everything within 30 days, or immediately if you choose. Full details on the security page.
No credit card. Every feature unlocked. Cancel in one click if it's not for you.