Chequing, savings, credit cards, lines of credit, and mortgages from Canada's major banks, read-only through Plaid, in the same multi-currency net-worth view as your TFSA, RRSP, and brokerage accounts. You enter your online-banking credentials in Plaid's secure, encrypted screen; your password never touches Mozaic.
Last verified: . Connection details and product coverage can change; current coverage is tracked on our supported institutions page. Tell us if something is out of date.
Chequing, savings, credit cards, and mortgage balances, read-only through Plaid. You enter your RBC online-banking credentials in Plaid's secure, encrypted screen. Canadian bank connections re-confirm access every few months, and Mozaic shows the reconnect prompt in the app before anything breaks.
Chequing, savings, credit cards, mortgages, and lines of credit, read-only through Plaid. You enter your TD Access Card credentials in Plaid's secure, encrypted screen; if EasyWeb prompts a security question, Plaid Link handles it during setup.
Chequing, savings, credit cards, mortgages, and Scotia American Express cards, read-only through Plaid. You enter your Scotia OnLine credentials in Plaid's secure, encrypted screen; Plaid Link handles any security challenge during setup.
Chequing, savings, BMO Mastercards, lines of credit, and mortgages, including BMO Debit Mastercard accounts, read-only through Plaid. You enter your BMO Online Banking credentials in Plaid's secure, encrypted screen.
Chequing, savings, CIBC Visa and Mastercard credit cards (including the Costco Mastercard), lines of credit, and mortgages. Read-only via Plaid.
Chequing, savings, World Mastercards, lines of credit, and mortgages, read-only through Plaid. You enter your National Bank Internet Banking Solutions credentials in Plaid's secure, encrypted screen.
The compte avec opérations, savings, Visa Desjardins cards, lines of credit, and mortgages, read-only through Plaid. You enter your AccèsD credentials in Plaid's secure, encrypted screen, with no redirect to the Desjardins website. Mortgage balances arrive without the loan detail, and Disnat cannot be connected.
Chase, Bank of America, Wells Fargo, Citibank, Capital One, U.S. Bank, PNC, Truist, TD Bank, American Express, Ally and Discover connect through Plaid the same read-only way the Canadian banks above do, covering chequing, savings, credit cards and, at most of them, mortgages and lines of credit. Balances convert into whichever base currency you choose, so a cross-border picture stays one number. Where a bank also runs a self-directed investing arm, that is a separate connection listed as "(investing)" on the supported institutions page.
Every bank above connects through Plaid. You enter your online-banking credentials once in Plaid's secure, encrypted screen, and if your bank uses two-step verification, Plaid Link prompts you for the one-time code during setup, the same step you'd get signing in to your bank online. Plaid verifies with the bank and returns a read-only access token, nothing more. Mozaic never sees or stores your password, can't move money, and can only read balances and transactions. Canada's consumer-driven banking framework will replace the credential step with bank-issued API consent once the big banks go live; what open banking changes for Canadian bank connections covers the timeline.
Don't see your bank, or hold accounts at a credit union or brokerage? The supported institutions page lists current coverage across Plaid and SnapTrade, and brokerage accounts connect from the brokers hub.
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