Quick, no-login calculators for the Canadian registered-account rules that are easy to get wrong. No sign-up, nothing stored. Just the answer. More tools land here regularly.
Find your total accumulated TFSA contribution room and your 2026 limit from your birth year, with newcomer/residency handling and an optional remaining-room calculation if you enter what you've already contributed. Built with the CRA's 2009–2026 annual limits.
Work out your 2026 First Home Savings Account room from the year you opened it: $8,000 a year, with the up-to-$8,000 carry-forward handled and an optional remaining-room check against the $40,000 lifetime cap if you enter what you've already contributed.
Find your 2026 RRSP deduction limit from your earned income: 18% up to the $33,810 dollar limit, with your pension adjustment and unused carry-forward handled. Enter last year's income and see your room in seconds.
See the 20% Canada Education Savings Grant your RESP contribution earns: up to $500 a year (or $1,000 with catch-up), tracked toward the $7,200 lifetime maximum per child. Find out how much to contribute to max the grant.
Add up your assets, subtract your debts, and see your net worth in seconds. Fill in what applies, leave the rest blank, and it totals each side and shows the difference. Nothing stored, nothing sent anywhere.
Enter up to 5 stocks or ETFs and see how an equal-weight portfolio of them performed against a market index like the S&P 500 or the S&P/TSX 60. Dividends included through adjusted closes, both lines rebased to 100 so they're directly comparable.
Estimate the 2026 tax on a capital gain by province. Only 50% of a gain is taxable; we add that half to your income and tax it at your federal and provincial marginal rates, with the Ontario surtax and Quebec abatement handled. See your tax in seconds.
We're adding more free Canadian calculators (a take-home pay estimator by province is up next) built on the same no-login, no-tracking approach. In the meantime, Mozaic tracks all of these automatically once you connect your accounts.
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